1. Preheat the oven to 400°F (200°C).
2. In a skillet, cook the ground beef or turkey over medium heat until browned. Drain excess fat.
3. Add the onion, bell pepper, chili powder, cumin, salt, and pepper to the skillet. Cook until the vegetables are tender.
4. In a large bowl, combine the cornbread mix, black beans, corn, diced tomatoes, and half of the cheese.
5. Stir in the cooked meat and vegetable mixture.
6. Pour the mixture into a greased baking dish and spread evenly.
7. Bake for 25-30 minutes or until the cornbread is golden brown.
8. Remove from the oven and sprinkle the remaining cheese on top. Return to the oven for an additional 5 minutes to melt the cheese.
9. Let cool for a few minutes before serving.

Discover my favorite kitchen tools I always use.